Fix #1056: ignore heavy paths in skills watcher

On macOS, watching deep dependency trees can exhaust file descriptors and lead to spawn EBADF failures. The skills watcher only needs to observe skill changes, so ignore dotfiles, node_modules, and dist by default. Adds regression coverage.

src/agents/skills/refresh.ts

@@ -125,6 +125,13 @@ export function ensureSkillsWatcher(params: { workspaceDir: string; config?: Cla
       stabilityThreshold: debounceMs,
       pollInterval: 100,
     },
+    // Avoid FD exhaustion on macOS when a workspace contains huge trees.
+    // This watcher only needs to react to skill changes.
+    ignored: [
+      /(^|[\\/])\../, // dotfiles (includes .git)
+      /(^|[\\/])node_modules([\\/]|$)/,
+      /(^|[\\/])dist([\\/]|$)/,
+    ],
   });
 
   const state: SkillsWatchState = { watcher, pathsKey, debounceMs };